(A) Consumer Protection Act (68 of 1986) , S.24A— Insurance claim - Complaint before National Commission - Limitation - Provisions of Limitation in Act cannot be strictly construed to disadvantage of consumer - Insurance Company itself taking more than two years in surveying loss or damage suffered by insured - Delay is attributable to Insurance Company and cannot prejudice claim of insured - Complaint not barred by limitation. (Para 17 18) (B) Consumer Protection Act (68 of 1986) , S.24A— Insurance claim - Bona fide Surveyor's report regarding damage or loss suffered by insured - Plea that alleged loss caused due to accumulation of dust and not as result of inundation/flood being contrary to Surveyor's report - Cannot be accepted. (Para 20) (C) Consumer Protection Act (68 of 1986) , S.21— Insurance claim - Findings of National Commission that explosion occurred in machine resulting into short circuit and consequent loss or damage to insured - Based on evidence on record, calls for no interference. (Para 23 24 25) .....