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( A ) Motor Vehicles Act (59 of 1988) S. 149 (2)— Liability of insurer — Plea of breach of policy — Defence raised by insurer that driver possessed fake driving licence at time of accident — But failed to summon any witness from Regional Transport Authority to prove said fact — No evidence furnished to prove violation of any policy condition — Insurer not entitled to be exonerated from its liability to pay compensation nor entitled for any recovery rights. AIR 2004 SC 1531, Rel. on. (Paras11)