Negotiable Instruments Act (26 of 1881) , S.138— Dishonour of cheque - Criminal liability - Drawer of cheque alone can be prosecuted - Cheque issued by husband of appellant from their joint account - Appellant is not a drawer of cheque as she has not signed the same - Criminal proceedings against appellant quashed. Cri. W. P. No. 1823 of 2010, D/- 24-9-2010 (Bom), Reversed. Under S. 138 of the Act, it is only the drawer of the cheque who can be prosecuted. In the present case, the appellant is not a drawer of the cheque and she has not signed the same. A copy of the cheque brought to notice of Supreme Court though contains name of the appellant and her husband, the fact remains that her husband alone put his signature. In addition to the same, bare reading of the complaint as also the affidavit of examination-in-chief of the complainant and a bare look at the cheque would show that the appellant has not signed the cheque. In case of issuance of cheque from joint accounts, a joint account holder cannot be prosecuted unless the cheque has been signed by each and every person who is a joint account holder. The said principle is an exception to Section 41 of the N. I. Act which would have no application in the case on hand. The proceedings filed under Section 138 cannot be used as an arm twisting tactics to recover the amount allegedly due from th....